Terms of Use

Last updated: December 4, 2025

These Terms of Use govern your access to and use of the services, platform, and content provided by Genafio ("we", "us", or "our") through genafio.pro and any associated digital properties. By accessing or using our services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

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1. Acceptance of Terms

Your access to and use of our platform constitutes your agreement to these Terms of Use in their entirety. These Terms apply to all visitors, registered users, and any other individuals who interact with our services in any capacity. We reserve the right to update or modify these Terms at any time. Continued use of the platform following any changes constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 16 years of age to access or use our services. By using the platform, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into a binding agreement. If you are accessing the platform on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

3. Account Registration and Security

3.1 Account Creation

Certain features of our platform may require you to register for an account. When creating an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the accuracy of your account details and for updating them as necessary.

3.2 Account Responsibility

You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately at [email protected] if you suspect any unauthorized access or security breach. We are not liable for any loss resulting from unauthorized use of your account.

3.3 Account Termination

We reserve the right to suspend or terminate your account at our sole discretion, without prior notice, if we reasonably believe you have violated these Terms or engaged in conduct harmful to other users or the platform.

4. Use of the Platform

4.1 Permitted Use

You may use our platform solely for lawful, personal, and non-commercial educational purposes, unless a separate written agreement expressly permits commercial use. You agree to use the platform in a manner consistent with all applicable laws and regulations.

4.2 Prohibited Conduct

You agree not to engage in any of the following:

• Copying, reproducing, distributing, or publicly displaying any content from the platform without prior written authorization
• Using automated tools, bots, scrapers, or scripts to access or extract content from the platform
• Attempting to gain unauthorized access to any part of the platform, its servers, or related systems
• Uploading or transmitting malicious code, viruses, or any software designed to interfere with the platform's operation
• Impersonating any person or entity or misrepresenting your affiliation with any person or entity
• Engaging in any conduct that restricts or inhibits another user's use or enjoyment of the platform
• Using the platform to transmit unsolicited communications, spam, or promotional material
• Reverse engineering, decompiling, or disassembling any component of the platform
• Reselling, sublicensing, or otherwise commercializing access to the platform or its content

5. Intellectual Property

5.1 Ownership

All content available on the platform, including but not limited to lectures, videos, text, graphics, logos, audio recordings, course materials, and software, is the exclusive property of Genafio or its licensors and is protected by applicable intellectual property laws. Nothing in these Terms transfers any ownership rights to you.

5.2 Limited License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the platform and its content solely for your personal, non-commercial educational use. This license does not include the right to download, store, reproduce, or redistribute content except where explicitly permitted.

5.3 User Submissions

If you submit, post, or otherwise provide any content, feedback, or material through the platform, you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and distribute such submissions for the purpose of operating and improving the platform. You represent that you hold all necessary rights to grant this license.

6. Payments and Subscriptions

6.1 Fees

Access to certain content or features may require payment. All applicable fees will be clearly disclosed prior to purchase. By completing a purchase, you authorize us to charge the stated amount using your selected payment method.

6.2 Billing

For subscription-based services, billing occurs on a recurring basis at the interval selected during enrollment. You are responsible for ensuring your payment information remains current and accurate.

6.3 Refunds

Refund eligibility is determined by the refund policy applicable at the time of your purchase. Please contact [email protected] for refund inquiries. We reserve the right to decline refund requests that do not meet our stated criteria.

6.4 Cancellation

You may cancel a subscription at any time through your account settings or by contacting us directly. Cancellation takes effect at the end of the current billing period. No partial refunds are issued for unused portions of a billing cycle unless required by applicable law.

7. Third-Party Services and Links

Our platform may contain links to or integrations with third-party websites, tools, or services. These are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party services. Your interactions with third parties are governed solely by their own terms and policies.

8. Privacy

Your use of the platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the platform, you acknowledge that you have read and understood our Privacy Policy and consent to the collection and use of your information as described therein.

9. Disclaimers

The platform and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the platform will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We make no representations regarding the accuracy, completeness, or suitability of any content for any particular purpose. Educational content is provided for informational purposes only and does not constitute professional, legal, financial, or other regulated advice.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Genafio and its officers, directors, employees, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or business opportunities, arising out of or in connection with your use of or inability to use the platform, even if we have been advised of the possibility of such damages. Our total aggregate liability to you for any claim arising under these Terms shall not exceed the total amount paid by you to us in the twelve months preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Genafio and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the platform, your violation of these Terms, your violation of any third-party rights, or any content you submit through the platform.

12. Modifications to the Platform

We reserve the right to modify, suspend, or discontinue any part of the platform at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of services.

13. Governing Terms

These Terms constitute the entire agreement between you and Genafio with respect to your use of the platform and supersede all prior agreements, representations, and understandings. If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

14. Changes to These Terms

We may revise these Terms of Use at any time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review these Terms periodically. Material changes may be communicated through the platform or by email. Your continued use of the platform after changes are posted constitutes your acceptance of the revised Terms.

15. Contact

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us: